Written by Frank Regina, eXp Realty. 

As a broker/saleman with eXp Realty and former RE/MAX owner, with over 30 years of experience—including serving as a corporate broker managing more than 700 agents right through the heartbreak of the Great Recession—I’ve seen firsthand how stressful financial hardship can be. I’ve personally trained agents, negotiated complex short sales and foreclosures directly with banks, lenders, REO departments, government agencies, and helped countless families navigate the worst financial crises of their lives. The biggest mistake homeowners make is waiting too long to take action, which drastically cuts down their options. You still have a window to protect your credit and your future. Take our quick, confidential 90-second assessment to see if you may qualify for a loan modification, a structured repayment plan, forbearance, or other strategic exit strategies tailored to your exact timeline and lender.

Take the 90-Second Assessment Now

HERE IS WHAT YOUR PERSONALIZED ASSESSMENT INCLUDES:

• Tailored Relief Breakdown: A custom summary of the exact foreclosure alternatives that match your unique situation.

• Timeline & Urgency Rating: A clear evaluation of where you stand in the process and how fast you need to move.

• Lender Talking Points: Direct, professional talking points to keep you in control when speaking with your bank, loan servicer, or a housing counselor.

• A Step-by-Step Action Plan: Clear priorities to tackle before your next critical deadline.

The Reality Check: Average completion time is under 90 seconds. In real estate and distressed situations, time is not your greatest asset. The earlier you act, the more leverage may you have.

Frequently Asked Questions

• Is my information confidential?

  Absolutely. Your privacy is strictly protected. I use your answers solely to evaluate your situation and provide accurate, actionable options.

• Will taking this quiz hurt my credit score?

  No. This is a complimentary, informational tool. There is no credit check involved whatsoever.

• Is there any cost for this?

  None. As an eXp Realty professional, my priority is helping homeowners get clear, honest guidance when they need it most—completely free of charge.

• What happens right after I finish?

  I will review your situation and reach out within 48 hours with a clear, judgment-free breakdown of your options. 

Click here to launch the questionnaire and get your plan.