Selling Your Home: The Simplest Way to Unlock Equity

by Frank Regina

For a lot of homeowners, the most straightforward way to tap into your equity isn’t a cash-out refinance or a home equity line—it’s selling.

If you’ve been thinking about downsizing, relocating, or just ready for a fresh start, selling now can give you the chance to cash in while prices are still historically strong.

Yes, homes are sitting longer than they did during the wild COVID market, but here’s the advantage longtime homeowners have: equity. With the right strategy, you can price your home competitively, attract serious buyers, and walk away with real money in your pocket.

Let me give you an example. I’ve seen sellers unload a $700,000 property, buy a smaller $300,000 home outright, and still pocket $400,000. That’s retirement money, a college fund, or the freedom to live life without a heavy mortgage.

Why This Market Still Works for Sellers

Home prices are holding steady compared to last year.
Inventory is climbing in some regions, which means buyers have more choices—but equity gives you flexibility.
New home builder's are offering rate buy downs and different incentives to explore.
Even with higher rates keeping some buyers on the sidelines, sellers who price smartly are still making solid moves.

What You Should Know

The median list price this summer sat around $439,450.
Homes are averaging 58 days on the market—about a week longer than last year.
Inventory varies by region. Here in the West, we’re actually seeing supply levels above pre-pandemic norms, which makes smart pricing and strong marketing even more important.

How to Prepare If You’re Thinking of Selling

If you’re considering a sale in the coming months, start preparing now:

Talk with me, your expereinced agent. on’t wait until the week you want to list—get a plan in place.
Evaluate your home’s value. Equity only helps if you know what you’re working with.
Make smart repairs. Tackle the fixes that matter most to buyers.
Time your listing. Fall and winter remains one of the strong markets, so planning ahead pays off.

Bottom line: if you’ve built up substantial equity, now could be the right moment to turn that into freedom, flexibility, or even your next dream home. Just remember—today’s buyers are pickier than they were a few years ago. Pricing and presentation matter more than ever.

—
📞 702-460-4965
📧 FRegina@UnlimitedNevada.com
🌐 FrankRegina.com
Frank Regina, Broker/Salesman | eXp Realty